Big Lots Account (2024)

FAQs

How do I pay my Big Lots bill? ›

There are several options to pay your bill: in-store at any Big Lots location, online at comenity.net/biglots, by phone at 888-566-4353 (TDD/TTY: 888-819-1918), or through the mail. Acceptable forms of payment include checks, money orders, or cashier's checks in U.S. dollars.

Big Lots Credit Card accounts are issued by Comenity Capital Bank. Review our Financial Privacy Policy and Online Privacy Policy for more information. California Residents: Submit a Data Request Form to make a Do Not Sell or Share My Personal Information request.

The Big Lots credit card is a closed-loop card, meaning it only works at Big Lots retail locations and online at BigLots.com. You won't see a Visa or Mastercard logo on your physical card, and you can't use the card for purchases with other retailers.

Big Lots does not accept manufacturer coupons or discounts unless they have been approved by our Big Lots corporate office for in-store and online purchases.

Gather your bills, including account numbers and the addresses to where you mail the payments. Enter each biller's information into your bank's online bill pay platform, or choose them from a list provided by your bank. Choose when to send the payment. Select a recurring or one-time payment.

The company's losses in recent quarters — including $205 million in the first quarter — and its use of hundreds of millions of dollars of cash since 2022 to fund operations are among the reasons it said “substantial doubt” has been raised about its ability to continue operations.

Yes, the Big Lots Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the Big Lots Credit Card. A hard pull usually causes an applicant's credit score to drop by 5-10 points.

Capital One was the most complained-about credit card company in 43 states, while Citibank was the most complained-about company in six states and the District of Columbia.

Big Lots credit card overview

But even if you're a Big Lots loyalist, you'll likely want to avoid this card. It's extremely limited in its earning potential and how you can use the rewards you'll earn. The Big Lots credit card has no annual fee and a recommended credit score of 650** or higher.

What credit bureau does Big Lots use? ›

Lisa Cahill, Credit Cards Moderator

The Big Lots Credit Card can use any of the three major credit bureaus (TransUnion, Experian, or Equifax) for approval. The exact bureau they use varies on a case-by-case basis.

One of the best Big Lots coupons that's available is 20% off everything, which the retailer typically offers four times a year. How do I get Big Lots coupons? The best way to get Big Lots coupons is to sign up for the free BIG Rewards program.

Associate Discount

Our associates and retirees save 20 to 30 percent every day on Big Lots merchandise.

Bed Bath & Beyond filed for bankruptcy in April after months of struggling to keep up profits. Big Lots is one of many retailers that have accepted Bed Bath & Beyond coupons at their stores.

Walmart does not match other stores' prices. Walmart strives to have already-low prices every day and typically matches or beats major retail prices.

Does Big Lots accept contactless payments? Yes!

Yes, the Big Lots Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the Big Lots Credit Card. A hard pull usually causes an applicant's credit score to drop by 5-10 points.